You’ve Created an Estate Plan – plans now


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10) Make sure to allow time in you fall and holiday schedule for exercise, rest, and family fun time.

First you must have a layout. You have to know where you will put your garden, and find all the barriers to success that must be dealt with before planting time. Are there trees or buildings shadowing your perfect spot? Do you have access to water nearby for those times you absolutely have to add moisture by hand? Is the ground going to be fertile and open for planting and maintenance? You have to know these things and many more in advance or the start of planting season could become frustrating very quickly.

I will show you a simple-to-understand, easy-to-implement, fast process that you can use to significantly improve your plan. If you will complete each step in the order given, before you know it, your plan of success will be optimized, giving you more money, more time, and less stress.

Here’s a few tips to ensure that your estate plan is always working for you:

Qualified retirement plans or structured retirement plans are required to comply with certain government regulations. An individual can establish this type of plan through either an employer, bank, or financial institution. It is important to remember that the IRS has special codes that detail provisions regarding qualified retirement plans. One advantage to qualified retirement plans is that they are eligible for special tax considerations.

3) Create an overall holiday budget. Consider items such as travel costs, costumes, gifts, wrapping and postage, food and meal preparations, decorations, cards, etc.

Keep it Growing – A Will or Trust is a great start to an estate plan, but don’t stop there. Do you have Advanced Directives in place to protect you in the event of a disability? Documents such as a Durable Power of Attorney and a Living Will can make all the difference in the world when you’re no longer able to speak on your own behalf. Make some notes of your concerns and then ask your attorney about additional documents you might need during your next review session.

With just a little creative thinking, you can have almost any cole crop (I like kale, but you can use whatever you like, from cabbage to cole rabbi) growing late into the season, lettuce, and a wide variety of others such as pac choi, just think outside the spring gardening box.